"How To Money" With Joel Larsgaard

"How To Money" With Joel Larsgaard

Listen to "How To Money" With Joel Larsgaard on Sundays from 12 PM to 2 PM.Full Bio

 

How to Money 4/16

Sam's Club

Photo: Getty Images

Joel covered a lot this week, so here's a quick outline of what you need to know to get yourself on your way to financial happiness:

Money Move of the Week: Look at buying scratch and dent items. If you see an item, check out websites like woot.com to see if there is a cheaper price for the same item.

If you like huge warehouse clubs, now is a good time to get a Sam's Club membership. From now until April 19th, Sam's Club is offering special rates on their memberships in honor of the company's 40th birthday. The standard rate right now is $10 and the "Plus" membership rate is now $70. You'll be saving $40 if you snag one of these deals!

Stat of the Week: 5% is the rate of inflation year-over-year. Although it could be worse, inflation is something that is still a problem. There are a few things you can do to ensure you're using money during this time of sticky inflation:

  • Track where your money is going.
  • Trade down to store brands, cheaper cuts of meat, etc. You're not cheaping out, you're making smart financial decisions during a difficult financial time.
  • Save smarter by finding banks with better rates.
  • Keep investing!
  • Make more money! It may be easier said than done, but getting a second job could help you during a difficult time.

Savings rates has been a major talking point for How to Money. A lot of banks are offering perks and bonuses when you sign up. If you need a list of signup perks at various banks, check out doctorofcredit.com!

Don't forget to check out the 'How to Money' Newsletter and website!

Check out this week's show below!


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