I have been in the money media space for over 15 years and apprenticed under one of the best money minds of all time, Clark Howard, for many of those years. But exploring the world of personal finance has always been more than just a job for me. 


When I was 12 years old our family car was silently repossessed from the carport in the middle of the night. My parents both worked hard but found themselves unable to pay the note on that ill-advised new car purchase. As the financial difficulties compounded, bankruptcy became the only option. 


What I remember most about those days was the fear and uncertainty. Those years of financial turmoil left an indelible mark on me. 


I don’t aspire to Jeff Bezos or Elon Musk levels of wealth. Most of us don’t. We want to attain solid financial footing so we don’t have to constantly worry about our finances. How To Money springs from the desire to see individuals and families thrive.


I want to help people make wise money decisions that prevent the sort of financial hardship situations that I experienced firsthand growing up.


-Joel Larsgaard



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