Insurance bills look to address complaints about wildfires

SACRAMENTO, Calif. (AP) — California lawmakers are introducing a variety of bills looking to protect consumers who lose their homes in major disasters.

The lawmakers say their legislation is inspired by complaints from people who lost their homes in a series of destructive wildfires throughout this state last year. But most of the measures would not help those fire victims or others who have already lost homes.

Lawmakers said in a news conference Tuesday that going through insurance paperwork requires people to relive a traumatic experience.

Insurers generally require a detailed list of items destroyed in a fire. One bill would require insurers to pay at least 80 percent of the coverage limit without that list.

Another bill would extend the time insurers must cover alternative living arrangements while a customer's home is rebuilt.

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