Chili's Announces Data Breach

Chili's Grill & Bar is the latest major chain to announce a data breach that affects customers.  The restaurant chain tweeted last week that "some of our Guests' payment card information from certain restaurants was compromised."   If you ate at a Chili's location in March or April of this year, you might be affected.  Customers are advised to monitor their bank and credit card statements for any unusual activity. Chili's says it's working with law enforcement and 'third-party forensic experts' to assess the full scope of the breach. Would it be worth carrying cash around again if we keep seeing these data breaches?  What steps do you take to keep your data safe?