If you were to win millions in the lottery, should take it all at once or spread it out?
With recent big lottery wins around the country, financial experts are weighing in on the age-old question: take the lump sum or the annuity?
 Their answer - it depends what you plan to do with it. They say you should take the lump sum if you want to invest it all, but only if you can get an annual return of more than between 3 and 4%.
If you plan on living off the winnings, they say take the annuity, since it'll be more than the lump sum over time.
Either way, taxes will take a big chunk. 
--Rob Archer